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Stephen,
I was poking around of Fine Wood Working's website and they have a video and plan for a simple router table that is a step up from Rogowski's, but would still be cheap and easy. It's is designed to take a router plate or router lift system, si if you wanted to put your $$ there first and build a nice cabinet later this would be a great stop-gap.
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That's a pretty good size router: 3 1/4HP. They're usually pretty heavy. At least mine is. One piece of MDF usually isn't enough, if you go that route. You don't want sag. I've built two MDF tables (two thick pieces glued together) and liked them. Some of the phenolic choices look good to me, and their prices sometimes look OK too, but wouldn't have had the joy of doing it myself. My only other comment is that the saying it's usually hard to combine good and cheap together is soooo true. The fence can be just as important depending on the project.