10'd system in a 10 mph area (which according to eyeballing weatherspark St Croix averages about that) for $1000 total cost installed your payback is in the ~2 year range, where I'm at its closer to 12 years. A 20'd system in comparable conditions cuts the payback by about 4x. I personally suspect that, for me at least, $1000 would be somewhat optimistic and I'd probably have to budget 2-3 times that for diy for the turbine/tower and then some more for control and conversion systems which are perhaps harder to do easily on the cheap (perhaps I just need to up my scavenging skills more
).