Is your insurance company costing you money needlessly?
I am one of those people that were required to sign up for Obamacare. YAY. I must pay a what I feel is a ridiculous price per month for a $6K deductible plan. Given my choice, I would not have the insurance. I go the doctor maybe once every two years as I am a pretty healthy guy so this makes me a dream customer for the insurance company. Although, I do have to take a B12 shot every other week as I have pernicious anemia which just prevents my body from absorbing B12 naturally.
So I went to Walgreens last week to get my B12 vials. They had run it through using my AARP discount card and the total was $17.52. I thought I would get my insurance card (decided to not include the name) on file with them so I could use the benefits of the plan. After the clerk made the change the total went to over $25 (sorry I do not remember the cents).
So I am thinking what good is this? I told her to put it back and run it through AARP.
Although insurance companies might save you money off retail price, they obviously make a lot of money from your medications. I was stunned that the price of an inexpensive medicine went up by about %50 to use an insurance card.
So I suggest if you have an AARP card check the pricing against your insurance plan. Maybe you can save some money as well.
Enjoy Life…