Our home was built in the mid ‘70’s. To say the rock wool attic insulation is marginal is an overstatement – it’s barely above the 2x4 rafters and in some areas it is below the rafters. The quotes I’m getting are giving me 3 options for blown in fiberglass, R38, R49, and R60, with around a $500 increase with each level. I’m guessing the R38 option would be a huge improvement and I’m leaning towards the R49 option. Would I gain much going to R60?