We passed on the lender-owned house last night. Once we got inside, it was obvious it was an owner-builder and wanna-be architect with no clue as to either skill. The floors were uneven, large gaps in the tongue & groove, large gaps where the sheetrock met the ceilings, floors, outlets, and that's just the good stuff. When we agreed that this was not the house for us, our agent responded with "Thank you." That was the best of the worst, so all we can do is wait for new stuff to come on the market. We haven't seen anything new over 2 acres come on the market in weeks. The last "new" one that came on the market was one that didn't sell 3 years ago.