to my way of thinking, the store that charged more than the ordered item bought was listed to sell for has caused the problem and should fix it. The money was there to cover the listed selling price. Since they charge a good deal more than they SHOULD have, the money for other debits was no longer there due to their mistake. As the money WAS in the account had the correct price been charged all debits would clear without running into overdraft.
Something similar happened to me years ago at Best Buy. To the tune of $700+ being charged twice? The double charge caused us the same problem with the snowball effect. Best Buy refused to make it right other than credit the double charge but the numerious over draft charges where our problem. In the end Best Buy has lost hundreds if not thousands in future sales from us and our bank removed most if not all of the overdraft charges. It was very obvious the problem was caused by the store's mistake and not us being reckless and just over spending.
Frankly, to suggest someone should keep more money in the bank, to cover a merchants mistake is sort of dumb. He stated he had the money to coverwhat he purchased and the other debits. So how much more would you advise anyone to keep? He didn't spend more than he had to spend.
good luck and hope your bank will help you once the situtation is explained.
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