The problem is nobody (even an electrician or EE) can even guess in significant part because there is little information about the house current draw. If for example the house is all electric and you have a house full of people and run the 4 top and oven while kids are taking hot showers and running the washer and dryer along with 8 tons of AC starting while you are running heavy cuts on the shaper with both your mini-splits starting you are definitely going to have a problem.
The reality is most all electric homes in hot climates have well over the potential draw to pop the main breaker if you fire up everything at once but it is a very rare occurrence with the current average 200 amp supply.
From a practical POV I have run shops with very similar and slightly higher max current demands on 100A sub panel and never had an issue. The key is machines rarely pull FLA and then usually only for short periods of time (not counting the uber-quick inrush).
The big problem is without enough supply to cover every electrical item you own running at the same time sizing a supply is a guessing game, balanced by experience on the electricians part.
Of all the laws Brandolini's may be the most universally true.
Deep thought for the day:
Your bandsaw weighs more when you leave the spring compressed instead of relieving the tension.