I tried to find another threat that addressed this specifically but I couldn't so sorry if this is a repeat
So I have State Farm and I moved to a new house. It has a good size space where I can finally have a real woodshed. It is about 14'x14' and is attached to the garage and house. I also have a small business LLC to make everything legit when I sell something. I don't make much, maybe all of $2,000 last year in sales. So I asked about a separate policy for the business side. The local agent called me back later saying the underwriter thinks the fire risk is too great and now are saying they won't give me a business policy or a home policy! So I have to give up my hobby now?!
So my question for all of you here is if anyone recommends any insurance company that didn't have a problem finding insurance for my home and shop? People all over the place have home workshops, I cannot believe they are just telling me it is too risky. The local agent said she would try to get a second opinion but if not I am in a bind. I told her I could buy a bunch of fire extinguishers if necessary but we will see what happens. Suggestions are greatly appreciated.