John, I did a little financial analysis this weekend pitting our current Triple-Play (FiOS 150/150 symmetrical Internet, home phone, no premium channels with a reasonable assortment of channels, multi-room DVR with one remote box) vs OTA with TIVO Roamio + Mini over the same 150/150 FiOS Internet vs Google YouTubeTV via AppleTV and Airplay over the same FiOS 150/150 Internet. The payback period for OTA with the TIVO boxes and antenna (one time costs included) is 9.5 months vs staying on the Triple Play. It's 13.5 mos for the other option but that has continuing monthly cost for the YouTubeTV subscription. YouTubeTV has a lot more stations than OTA, including many "cable" favorites, but it's a bit more cumbersome to use because it has to be streamed from a personal device or computer to the TV. OTA with TIVO is 'simpler'.
I'm installing the antenna this coming weekend, as long as it arrives on Friday as scheduled, to confirm the available HD digital channels we'll receive if we "cut the cord". Things look really good based on my online research for signals, etc...as many as 40+ channels plus sub-channels. (some stations have as many as 4-5 sub-channels) The only thing we currently actually watch that would be missing is FoodNetwork and most of those shows I can watch online. We really don't watch much TV at all...and there's little point of paying a premium to have it available at this point. Cutting monthly cost from over $200 to about $100, not including up-front equipment is very attractive to me, given my younger daughter is starting college in three weeks (with the associated bill coming next week) and my contemplation of potentially a partial retirement in the next year or so.
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The most expensive tool is the one you buy "cheaply" and often...