In another thread I posted about clouds on my title caused by failure of a banker to notice my county recorder of deeds that an interest in my property was extinguished as to a prior note holder when the obligation was sold from bank to bank.
Well the former bank is out of business and the new bank (Countrywide) didn't record (it was their responsibility) and the years ticked by.
Now, that failure to record is jeopardizing a Re-fi.
The Customer service people tried and tried to help and every time they failed. They failed because they were using the resources they understood which might apply the the normal course of issues that they regularly deal with. This problem however, was not in the regular course of things. ERGO they failed and while their failures consume time, the clock is ticking on my lock-in rate.
So I did a little research online and managed to find the name of the bank's General Counsel (press releases). The Bank's Central office phone system lets you speak the name in to get the person. I spoke that name.
I got the assistant of the bank's GC. Instantly I had a competent person who could sweep aside the quagmire of banker bureaucracy with little more than a phone call.
Within minutes I was talking to a person in the president's office & it was the exact person who could solve my problem.
All I had to do was be pleasant and state my issue succinctly and everyone was into cooperation and helpful mode.
So the lesson is:
When dealing with a big beaurocracy find the name of the person at the top of the heap and talk to whoever picks up the phone in that person's office.