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    I don't typically enable Administrator but rather...

    I don't typically enable Administrator but rather just create an account called "Admin" with admin privileges. Enabling administrator should work fine, though.

    I'd imagine any scheduled tasks run...
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    If you don't run any antivirus or malware...

    If you don't run any antivirus or malware software, how do you know you haven't been infected?
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    The modern operating system is the most complex...

    The modern operating system is the most complex thing ever conceived of by man. Nothing is foolproof where any of them are concerned.

    New security vulnerabilities that provide access to malicious...
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    Wade, you're correct, encrypting volumes,...

    Wade, you're correct, encrypting volumes, folders, or files, won't prevent the crypto-locker from doing so again.

    If you're running the Windows backup applet on something like Windows 7, I'd...
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    I see lots of ads for 32 and 64-GB USB 3.0 class...

    I see lots of ads for 32 and 64-GB USB 3.0 class flash drives that are deeply discounted. I think I just saw 32-GB versions for about $15 or $20 (I think at Best Buy).

    Most people don't have...
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