Ehh -
Sorry that this has degenerated into a overtechnical discussion of physics
My point to the OP, though, is that you can't make a sweeping statement like "Oil filled heaters are more efficient than ceramic cube ones" because:
1) It's not true from a technical perspective: If we define the efficiency of a device as the magnitude of the desired output power over the input power, any electric heater is 100% efficient.
2) If you're discussing trying to save money by reducing heat usage (like the OP was), choosing a different heater is not fruitful - since any heater generates the same amount of heat per unit energy input, the correct thing to explore is better insulating the area you're trying to heat.