I've been trying to maximize dust collection using my 650cfm Jet in a 20' x 30' shop. The suction side is all 4" PVC with wyes, two 45°'s for ells, and minimal flex hose. I then noticed that the discharge side factory bags were really taut. Testing collection with the top bag removed showed a huge improvement.
My lovely wife offered to increase the upper bag's area. With $3.84 worth of Wal-Mart twill and two hrs at the sewing machine, the new system looks like this. Area is about doubled. Air flow is now ~ the same as the test with no top bag.
From my experience, the most important elements of good collection are 1] mount the dust collector outside the shop, 2] minimize flex hose, and 3] maximize bag area