Karl, you and I would get along just fine I believe, and I do agree with you that some of the safety practices are inherently more dangerous that just "doing it".
What I have come to realize here is that, and if you will remember back to when you first ran a peice across a tablesaw you will know what I mean, that this is a hobbiest forum and so most are still at that point, and many will never do enough to go beyond that point. And that is OK.
What you are hearing is all the safety crap that has been pounded into their head by what the lawyers made writers put in their "How To" books, and as hobbiests they still believe all that they read as gospel as they do not have enough experience to do anything but follow what they have read. And this is a good thing, as the teacher is not there to watch, and they are not trying to make a profit.
I work much the same way you do, but I would not recommend some of my practices to a first timer. I saw a picture of you on your bike, so I know you too are one, accordinated, and two, a bit of a risk taker. Not all people are the same and there are some that should just never be any where near a saw at all. One of the hardest things for me to learn in my construction/woodworking business is that not all people can do what I do. I used to get so aggravated because something was so simple to me, so why can't they just do as I ask? But I eventually learned that that is why I am in the position that I am in and that is why they work for me, because of the difference. It doesn't make us better, just better at our job. When it comes to doing the bookwork, I find where my own limitations are. It is the same thing here on the forum, some will never be at a level where thy are "one with the saw" so to speak, and so they need to be extra cautious to make up for their lack of accordination/experiance.
I do not contribute much anymore because I do things as you do and am tired of the safety Nazi's harping all of the time. Just as there are people that have different levels of driving abilities, the same goes in the shop. Can you imagine the average driver at 200 mph? I have been over 200 several times, but I would not want to see most of the people that I know going that fast and would not recommend that they try.
There is a lot of parroted advice on here that is BS, but its a more constructive way to spend time than watching TV.
By the way, I am missing a finger..........