I have just moved into my grandmothers to help care for her and have converted the 2 car garage into my shop.
I am in the progress of starting a LLC for my woodworking business (i build sub boxes) My issue is that her home owners insurance do not allow home business's.
I know if my equipment was lost in a fire it would not be covered do to being used for business purposes, But my dilemma i am having is, Do i need business insurance for the nature of my business? Or is the Limited liability of the LLC enough. The only thing i can see happening is a box injuring someone in a auto accident. Which would not happen if properly secured.
I am just trying to avoid causing any issues for my grandmother.
Here are a few pics of my work,