I have had only one attempt on a card and that was about 5 years ago. I use my debit as a credit card and never use it at an ATM or at gas stations that won't let you use them as CC. The skimmers are all self contained and are most always put on the machines during peak hours for ATM usage, usually from the thief watching the ATM for a few days to find out the best time to do the skim. The thief only leaves it on the machine for a short time and is removed when they have all the info, soif they have your PIN it either was skimmed or someone at the bank did it, because as a CC no pin is entered.
I use a Credit union and they are very good at the transactions, the only time someone tried to do something it was flagged right away as the transactions were out of the normal area I use the card and the amounts were over $500. The credit union called and asked and took care of it at no cost to us and we got new cards. The reason I use the debit as a CC is because each time it was used as a debit we were charged .50 to $1.50 each time. We called the Credit union and said that we did not agree to that and they told us what to do and credited us the fees.
So I have been very lucky, or just due to good clean living!
Jeff
To turn or not to turn that is the question: ........Of course the answer is...........TURN ,TURN,TURN!!!!
Anyone "Fool" can know, The important thing is to Understand................Albert Einstein
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