This is precisely why I get on everyone about the poll and it's purpose. It's because this thread will rapidly turn into a bickering match and will rapidly get nuked, like all such threads. I'd rather it just exist so that people can continue to vote if they wish to, and everyone can draw their own conclusions. If someone wants to argue about regulation, insurance, what they think is reasonable or unreasonable, etc, please start your own thread and feel free to reference this one, but I just ask that we all keep the philosophy out of this one so it doesn't go off the deep end and disappear.