Hi Dennis,
Kuinka voit? Don't be discouraged. It appears that this is a hobby for you, same as myself. You've already received some great advice. I will just add that you need to do whatever allows you to enjoy woodworking. If you try to put a dollar to what you do versus what you get you will find the need to try another hobby. Personally, I buy rough lumber and have a jointer and planer to size it as necessary. If I had to cut trees, mill lumber, and sticker to dry, much of the pleasure would be drained before I could ever even make a cut. Give it a try - worst case is you ultimately buy rough lumber and sell the saw. Even then, the experience you gain will be invaluable as you progress through the hobby and you will be giving others advice. Good luck and have fun!
Take off a full blade, nope, too long, now take off 1/2 blade, nope, too long, now take off 1/4 blade - How the H--- can it be 1/4" short????