Hi--was looking at the grizzly site and thought the 90 day same as cash looked like a good deal for me--will either have the money in 90 days or, if it is looking bleak, can sell some other collectibles to make it up; so, pretty good deal for me.

Anyway, is this quite straight forward? Just hit the 90 day option, your tool shows up in a weeks or so, and you don't have to pay so long as you have it in before 90 days? are there any hidden hoops, credit runs, etc?

Thanks for any insights! Jeff