I'm guessing most everyone has the new debit cards with the chip in them now? I thought they were supposed to be more secure and help prevent fraud. However, I went into Target, slid my chip card into the reader, it sat there, then said "Remove card" and the transaction was done. Never once asked me for my PIN. I've been back in there a number of times since and not once has it ever asked me for a PIN. That means if I lost my card in the parking lot, someone could walk into the store and buy things, and there wouldn't be a trace of them. No forged signature, no PIN code, no nothing, so no one would ever know it was fraud until I figured it out.

How's that more secure than entering a PIN code? Without my PIN, you can't buy a stick of gum.