Upgraded to Win 11. It took me through it's choices including do I want Office 365 free for the first month. I hit the decline button. It took me to the credit card info screen saying it could be used whenever I entered my email. Already have that, so I hit the back button. No way out, couldn't even pull up the Task manager to kill the program. No X button up in the corner to kill the program. Stuck in a loop. So I filled in the credit card data and lo and behold, I now just subscribed to Office 365 even though I declined it multiple times. Finally did a hard restart and went in and reverted back to Win 10. And there I will stay. Microsoft can be a bad actor.