Jon, what part of WI are you in? I'm from Wausau originally, still got family there too
So for 10k I think you're investing too heavily into just a few setups/machines. Unless you're doing strictly lathe work, a bandsaw is only an "add-on" to a cabinet/furniture shop in my opinion. An MFT table setup is slow and limited compared to a true sliding table saw.
For 10k here's what I'd get:
Grizzly G0623x Sliding Table Saw - $3375 | I've personally had one, they're fantastic little sliders, especially for the money.
13" Dewalt DW735 planer with Byrd head - This might set you back $1000 or so.
Grizzly 8" Jointer - $1000+
Grizzly 14" Bandsaw w/ 6" riser block - $600?
Good dust collector - Like a roll-around single or double canister unit. Don't get a cheap mount-on-the-wall unit, get a real one, at least 2hp.
Benchtop lathe - If you want to get into that work.
That should set you back 6-7k, and then I'd keep the remainder on-hand to buy things as you find a need, because you will. Don't put all your eggs into one basket until you know your exact needs.
Of course, you can find higher-end equipment for even less if you shop used. I'd be keeping an eye on the local market like a hawk, accumulating machinery until your shop is finished. That would give you the best bang for your buck.
EDIT: Keep in mind too, you'll need some good accessories for some of these machines. For instance, the lathe. You'll need decent chisels, maybe 6+, a good sharpener plus attachments, or a grinder, maybe a few chucks. Don't sink all your money into just "one machine" thinking that's all you're going to need. Spend 50-70% on machinery, and you'll end up using the remainder filling in your needs with hand tools and accessories.
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